Accounts Table

At The Evangeline Bank and Trust Company, our goal is to make your life easier. Our wide variety of checking accounts do just that.

Our Checking Accounts


 Account Description Features Minimum Opening Deposit Free Debit Card * Free Online Banking

Personal Checking - No  service charge if minimum balance is $800.00 or more

 $100.00
 
Yes

 Yes

The REAL eChecking Personal checking
No monthly paper statement service charge when enrolled in electronic statements. 
A $6.00 monthly paper statement service charge will apply when not enrolled
 $100.00
Yes

 Yes

Personal Senior Checking Available to people age 62 and older No minimum balance service charge (All other fees and charges apply)

 $100.00 Yes Yes

Commercial Checking A non personal checking account - $200.00 Yes - subject to approval Yes

The REAL Business Checking A non personal checking account
No monthly paper statement service charge when enrolled in electronic statements. 
A $6.00 monthly paper statement service charge will apply when not enrolled.
No per debit item service charge up to 250 items per statement cycle; .035 per debit item over 250 thereafter.
No service charge fee for ACH, debit card transactions, and similar items processed electronically.
 $100.00
Yes - subject to approval
 Yes

NOW Account
A checking account that pays interest on deposits
 Available to individuals, sole proprietors, nonprofit organizations and public units

 $1,000.00 Yes Yes

Our Savings Accounts


Account Name Description
 Features
 Minimum Opening Deposit 
 Interest Bearing
Personal Savings Interest is computed daily and credited quarterly
Minimum opening deposit of $100.00 
($50.00 for minor accounts) 
 
$100.00

 Yes
Christmas Club Save throughout the year for the holidays;
Deposits are automatically debited from your checking account
$1,000.00
Maximum monthly deposit per customer 

 $5.00 Yes
Money Market Deposit Accounts Interest earning account
Certain withdrawals and transfers limited to six per month.

Available to all individuals, businesses and non-profit organizations
 $2,500.00 Yes
Certificates of Deposit Choose investment terms up to 5 years
 Investment with guaranteed returns
 $500.00
Yes
Interest penalties possible if money is withdrawn before certificate reaches maturity
IRA Deposit Accounts Traditional and Roth IRAs available
 Potential tax benefits for both types of IRAs
 $250.00
Yes
Offered with fixed or variable interest rates

With so many account options, it's possible you'll have questions for us. At The Evangeline Bank and Trust Company, we're happy to meet with you, provide information about deposit account rates, and help you open the account of your choosing. 
 
Please note that the aforementioned account features are summaries only; you may request our Truth in Savings Disclosure containing all terms and conditions by contacting a customer service representative at any one of our convenient locations.

* Free Debit Card at account opening or first issuance.
** Excluding cash management services.