Privacy Policy

What Does The Evangeline Bank and Trust Company Do With Your Personal Information?

Rev. Date January 2011

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and income Payment history and employment information Credit history and account transactions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons The Evangeline Bank and Trust Company chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does The Evangeline Bank and Trust Company Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	We Do Not Share
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share
For non-affiliates to market to you	No	We Do Not Share

Questions?		Call 337-363-5541 or go to www.therealbank.com

What We Do
How does The Evangeline Bank and Trust Company protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.
How does The Evangeline Bank and Trust Company collect my information?	We collect your personal information, for example, when you Open an account or deposit or withdraw from your account Apply for a loan or provide account information Give us your income information We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. The Evangeline Bank and Trust Company has no affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. The Evangeline Bank and Trust Company does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. The Evangeline Bank and Trust Company does not jointly market.

Other Important Information
Exceptions to Notice and Opt Out Requirements for Disclosure of Nonpublic Personal Financial Information for Processing and Servicing Transactions: [...does not apply if the licensee discloses nonpublic personal information as necessary to effect, administer or enforce a transaction that a consumer requests or authorizes, or in connecting with; servicing or process an insurance product or service that the consumer requests or authorizes; maintaining or servicing the consumer's account with the licensee, or with another entity as part of a private label credit card program or other extension of credit on behalf of such entity; a proposed or actual securitization, secondary market sale (including sales of servicing rights) or similar transaction related to a transaction of the consumer or reinsurance or stop loss or excess loss insurance.]

Other Important Information

Exceptions to Notice and Opt Out Requirements for Disclosure of Nonpublic Personal Financial Information for Processing and Servicing Transactions: [...does not apply if the licensee discloses nonpublic personal information as necessary to effect, administer or enforce a transaction that a consumer requests or authorizes, or in connecting with; servicing or process an insurance product or service that the consumer requests or authorizes; maintaining or servicing the consumer's account with the licensee, or with another entity as part of a private label credit card program or other extension of credit on behalf of such entity; a proposed or actual securitization, secondary market sale (including sales of servicing rights) or similar transaction related to a transaction of the consumer or reinsurance or stop loss or excess loss insurance.]