Checking Accounts Offer Something Extra
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At The Evangeline Bank and Trust Company, our goal is to make your life easier. Our wide variety of checking accounts do just that. Whether you're a student, a senior citizen, a business owner or a resident of our market area, we offer accounts that keep fees low and keep satisfaction high with easy ATM access and free use of our time-saving Online and Mobile Banking services.
Personal Checking
- Minimum opening deposit $100.00
- No minimum balance service charge if minimum balance is $800.00 or more
- Access to nationwide network of ATMs
- Free Visa debit card *
- Free use of Online and Mobile Banking services (excluding cash management services)
The REAL eChecking
- Minimum opening deposit $100.00
- No monthly paper statement service charge when enrolled in electronic statements. A $6.00 monthly paper statement service charge will apply when not enrolled
- Access to nationwide network of ATMs
- Free Visa debit card *
- Free use of Online and Mobile Banking services (excluding cash management services)
Personal Student Checking
- Available to people under age 26 who are enrolled full time in high school, college or vocational-technical school
- Minimum opening deposit $100.00
- No minimum balance service charge (All other fees and charges apply)
- Access to nationwide network of ATMs
- Free Visa debit card *
- Free use of Online and Mobile Banking services (excluding cash management services)
Personal Senior Checking
- Available to people age 62 and older
- Minimum opening deposit $100.00
- No service charge
- Access to nationwide network of ATMs
- Free Visa debit card *
- Free use of Online and Mobile Banking services (excluding cash management services)
Commercial Checking
- Minimum opening deposit $200.00
- Access to nationwide network of ATMs
- Free Visa debit card * (subject to approval)
- Free use of Online and Mobile Banking services (excluding cash management services)
The REAL Business Checking
- Minimum opening deposit $100.00
- No monthly paper statement service charge when enrolled in electronic statements. A $6.00 monthly paper statement service charge will apply when not enrolled
- Access to nationwide network of ATMs
- Free Visa debit card (subject to approval)
- Free use of Online and Mobile Banking services (excluding cash management services)
NOW Account
- A checking account that pays interest on deposits
- Minimum opening deposit of $1,000.00
- Available to individuals, sole proprietors, nonprofit organizations and public units
- Access to nationwide network of ATMs
- Free Visa debit card *
- Free use of Online and Mobile Banking services (excluding cash management services)
Saving accounts prepare you for whatever tomorrow brings
What does your future hold? It's hard to know. That's why building up your savings is a good idea. With regular deposits, you'll be able to make big purchases for your family, cover unexpected expenses, get ready for retirement and do any number of other things. At The Evangeline Bank and Trust Company, we offer a number of savings options to help you reach your financial goals.
Personal Savings
- Interest is computed daily and credited quarterly
- Minimum opening deposit of $100.00 ($50.00 for minor accounts)
- Free use of Online and Mobile Banking services (excluding cash management services)
Christmas Club Accounts
- Save throughout the year for the holidays
- Minimum opening deposit of $5.00
- Maximum monthly deposit per customer is $1,000.00
- Competitive interest rates
- Deposits automatically transferred from your checking or savings account
Money Market Deposit Accounts
- Minimum opening deposit of $2,500.00
- Easy access to money through ATMs and branch locations
- Certain withdrawals and transfers limited to six per month
- Available to all individuals, businesses and non-profit organizations
Certificates of Deposit
- Minimum opening deposit of $500.00
- Choose investment terms up to 5 years
- Investment with guaranteed returns
- Interest penalties possible if money is withdrawn before certificate reaches maturity
IRA Deposit Account
- Minimum opening deposit is $250.00
- Offered with fixed or variable interest rates
- Traditional and Roth IRAs available
- Potential tax benefits for both types of IRAs
With so many account options, it's possible you'll have questions for us. At The Evangeline Bank and Trust Company, we're happy to meet with you, provide information about deposit account rates, and help you open the account of your choosing.
Please note that the aforementioned account features are summaries only; you may request our Truth in Savings Disclosure containing all terms and conditions by contacting a customer service representative at any one of our convenient locations.
*Free debit card at account opening or first issuance.